Michael Ruggieri

Michael brings a meticulous eye for detail and a passion for empowering individuals to make informed financial decisions.

Michael Ruggieri is a Financial Advisor and the Chief Compliance Officer for The Capital Advisory Group (CAG), bringing a wealth of experience and a meticulous approach to compliance and client support. Prior to joining United Planners in 2014, Michael held various roles across the financial industry. He was an educator at the University of Phoenix and a Regional Supervision Analyst for AIG Group, SagePoint Financial, and Royal Alliance Securities. His experience includes years with Vanguard Group and working as an alternative investment analyst with Charles Schwab. 

Michael served at United Planners as Brett Machtig’s Home Office Supervisor until joining CAG in 2023 as a Financial Advisor. Michael’s extensive background brings a unique blend of academic insight and practical industry experience to his role.

Michael recently co-authored the book Retirement Unlocked, offering practical guidance to retirees on avoiding psychological biases that can cloud judgment and derail financial plans, helping them pursue a less stressful retirement.

Michael lives in the Phoenix, Arizona, area and oversees The Capital Advisory Group’s Phoenix location. In his free time, he enjoys spending time with his family and exploring the outdoors.